Your Dream Home Starts Here

Whether you're buying your first home or looking to refinance, our team is here to help you make the smartest move for your future.

Unlock Your Best Mortgage Rate Today

Get a custom mortgage solution built for you—whether you're refinancing, buying your first home, or using a VA loan. We offer low rates, fast approvals, and flexible financing options tailored to your needs.

Melissa Alves

Mortgage Loan Officer

NMLS# 1660690

(209) 702-8480

malves@nexamortgage.com

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Happy Homeowners Served
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Successful Mortgage Closings
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Approval Rate for Qualified Applicant
$0M
Home Loans Funded

Be In Control of Your

Mortgage Credit Scores!

Own Your

Credit Scores

Experian, Transunion

& Equifax

Take Charge of Your
Mortgage Credit Score!

Own Your

Credit Scores

Experian, Transunion

& Equifax

What We Do

Our experienced Loan Officers will match your goals with multiple lenders that can

fulfil your needs. We help you chose the best rates and terms available.

Home Purchase Loans

Secure a home purchase loan that utilizes today’s great mortgage rates to make your dream home affordable.

Refinance Rates

Lock in great terms with current interest rates to ensure your home remains affordable—or build more equity with an update!

Rate Comparisons

Unlike others, with only one product and one rate, as a Wholesale Broker, we represent 100+ Lenders. We can "shop around" your loan requirements to multiple lenders/banks simultaneously, and "lock in" the best rates and terms whenever you're ready.

Home Purchase Loans

Secure a home purchase loan that utilizes today’s great mortgage rates to make your dream home affordable.

Refinance Rates

Lock in great terms with current interest rates to ensure your home remains affordable—or build more equity with an update!

Rate Comparisons

Unlike others, with only one product and one rate, as a Wholesale Broker, we represent 100+ Lenders. We can "shop around" your loan requirements to multiple lenders/banks simultaneously, and "lock in" the best rates and terms whenever you're ready.

Fast Funding

In many "competitive seller markets" speed in closing can mean the difference between getting your offer accepted or rejected. We have lenders with average "clear to close" times in 14 days. Get a Pre-Qualification letter from us before making an offer.

Evaluate Your Property

Know where you stand. With a property evaluation in hand, you’ll have better access to your options so you can see the next move.

Cash-Out Refinance

Take advantage of your home’s equity with a cash-out refinance. It’s your cash — spend it how you see fit.

Fast Funding

In many "competitive seller markets" speed in closing can mean the difference between getting your offer accepted or rejected. We have lenders with average "clear to close" times in 14 days. Get a Pre-Qualification letter from us before making an offer.

Evaluate Your Property

Know where you stand. With a property evaluation in hand, you’ll have better access to your options so you can see the next move.

Cash-Out Refinance

Take advantage of your home’s equity with a cash-out refinance. It’s your cash — spend it how you see fit.

Your Time & Money Matter. Let’s Not Waste Either.

From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it — usually in less than 30 days.

Why Choose a Mortgage Broker?

With Alves Mortgage Team Powered by NEXA Mortgage we shop multiple sources for the best possible combination of interest rates, fees, underwriting leniencies and turn times. We individually tailor your loan for your specific needs and unique financial situation.

INDEPENDENT BROKER

We explore dozens of wholesale lenders to find the best fit for your specific needs.

PERSONAL ATTENTION

Our process is easy and transparent. Your complete satisfaction is our primary goal.

CUSTOMIZED LOAN

You choose the rate/fee structure that works best for you, not the loan officer.

INDEPENDENT BROKER

We explore dozens of wholesale lenders to find the best fit for your specific needs.

PERSONAL ATTENTION

Our process is easy and transparent. Your complete satisfaction is our primary goal.

CUSTOMIZED LOAN

You choose the rate/fee structure that works best for you, not the loan officer.

What Our Clients Say About Us

Melissa Alves and her team were amazing throughout the refinance process! From start to finish, they made everything smooth, easy to understand, and stress-free. Melissa took the time to explain everything in detail, answered all my questions, and responded so quickly every time I reached out. I really appreciated how patient, professional, and supportive she was—especially during such a big financial decision. I’m so grateful for her help and would absolutely recommend her to anyone looking for a mortgage expert who truly cares about her clients. Thank you again, Melissa and team

Alyzza Rachel Alonzo
Alyzza Rachel Alonzo
24-07-2025

We had an excellent experience working with Melissa and her team! She was incredibly helpful throughout the entire mortgage process, always calming our nerves and explaining everything step by step. Her knowledge and patience made a huge difference, and we truly felt supported from start to finish. We couldn't have asked for a better broker and highly recommend her services to anyone looking for a smooth, stress-free experience

Xavier Bradley
Xavier Bradley
31-10-2024

Melissa is an incredibly loyal trustworthy professional! I have been beyond pleased and impressed with her commitment to her clients. Melissa was a true and continuous advocate for me and my family. Educating us even when others provided what appeared to be attractive offers, Melissa was quick to explain the good/bad of those offers. Always unbiased and with our best interest at heart. Providing details and comparisons to what was best for us, the pros and cons of different programs, long term and short-term benefits. Even openly acknowledging when another option was best at this time. I’m exited to start the process of a refinance in a few months already knowing we will be in good hands. Melissa does her job so well, there is no option but to do business with her. Thank you, Melissa, for the timely responses, visuals, reviews and education. You are awesome!

Julia Lugo
Julia Lugo
31-07-2024

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Melissa Alves

1993867

Address

3100 W Ray Road #201 Office #209 Chandler, AZ 85226

Copyright ©2025 | Alves Mortgage Team

Licensed to Do Business | 1993867


This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2025 | Alves Mortgage Team Powered by NEXA Mortgage


Corporate | NMLS ID NMLS# 1660690

Corporate Address : 3100 W Ray Road #201 Office #209 Chandler, AZ 85226

Corporate NMLS NMLS# 1660690 | Company Website: nexamortgage.com

Melissa Alves

1993867

Address

3100 W Ray Road #201 Office #209 Chandler, AZ 85226

Social

Copyright ©2025 | Alves Mortgage Team

Licensed to Do Business | 1993867


This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2025 |

Alves Mortgage Team Powered by NEXA Mortgage


Corporate | NMLS ID NMLS# 1660690

Corporate Address : 3100 W Ray Road #201 Office #209 Chandler, AZ 85226

Corporate NMLS NMLS# 1660690 Company Website: nexamortgage.com