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Mortgage Calculator

Estimate your monthly housing payment, cash to close, and the effect of extra payments.

Illustrative annual interest rate.
Advanced options
Extra payments
Applied with the first payment.
Total estimated monthly payment—Includes principal, interest, taxes, insurance, estimated PMI, HOA, and any extra monthly principal payment.
Principal & interest—
Property taxes—
Homeowners insurance—
PMI estimate—
HOA—
Extra monthly principal—
Loan amount—
Down payment—
Loan to value ratio—
Total loan interest—
Estimated cash to close—
Interest saved with extra payments—
Time saved with extra payments—

Payment breakdown

Estimate for a conventional fixed-rate loan, not a quote or pre-approval. PMI here uses a simple annual rate on the original loan amount when enabled; actual PMI pricing and cancellation depend on the lender and loan terms. Closing costs are separate from the monthly payment. Taxes, insurance, rates, and HOA may change.

Questions? Call or Text Melissa at 209-702-8480

Melissa Alves

1993867

NEXA Corporate Address

3100 W Ray Road #201 Office #209 Chandler, AZ 85226

Copyright ©2025 | Alves Mortgage Team

Licensed to Do Business | 1993867


This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2025 | Alves Mortgage Team Powered by NEXA Mortgage


Corporate | NMLS ID NMLS# 1660690

Corporate Address : 3100 W Ray Road #201 Office #209 Chandler, AZ 85226

Corporate NMLS NMLS# 1660690 | Company Website: https://www.nexamortgage.com/

Melissa Alves

1993867

Address

3100 W Ray Road #201 Office #209 Chandler, AZ 85226

Social

Copyright ©2025 | Alves Mortgage Team

Licensed to Do Business | 1993867


This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2025 |

Alves Mortgage Team Powered by NEXA Mortgage


Corporate | NMLS ID NMLS# 1660690

Corporate Address : 3100 W Ray Road #201 Office #209 Chandler, AZ 85226

Corporate NMLS NMLS# 1660690 Company Website: https://www.nexamortgage.com/