I became a Mortgage Loan Officer because I wanted to make the home loan process less stressful and help people feel confident about their decisions. As a mortgage broker with NEXA Mortgage, I help homebuyers and homeowners in Modesto, Stanislaus County and California’s Central Valley compare home purchase and refinance options. I also serve clients throughout California through online appointments, with assistance available in Portuguese.

When I launched the Alves Mortgage Team, that mission stayed at the heart of my work. I especially value helping first-time buyers get their keys, comparing options for clients who thought homeownership was out of reach, and guiding families through each step of the loan process.

I am Melissa Alves, Mortgage Loan Officer, NMLS #1993867, with Alves Mortgage Team Powered By NEXA Mortgage. My service area is all of California. The Chandler, Arizona address shown on this site is NEXA Mortgage’s corporate correspondence address; it is not a California branch or a limit on the places I serve. Call me at (209) 702-8480 or email malves@nexalending.com.